Plain-English insurance advice
Tips about auto, home, life and business coverage from Joe Kaufman — the questions clients ask most, answered without the jargon.
Occupational Discounts on Auto Insurance List: 200 Jobs That Save
Wondering if your career qualifies for a discount? We look at the occupational discounts on auto insurance list and how Missouri and Illinois drivers save money.
11/4/2026 · Joe Kaufman
How to Save Money With a Deductible Savings Account
Learn how to save money with a deductible savings account. Joe Kaufman breaks down how Missouri and Illinois families can handle insurance costs with ease.
11/3/2026 · Joe Kaufman
Uninsured vs Underinsured Motorist Coverage Explained
Wondering about the difference between uninsured and underinsured motorist coverage? Joe Kaufman breaks down why these two coverages are vital for Missouri drivers.
11/2/2026 · Joe Kaufman
Why Buy Renters Insurance If My Landlord Has Insurance
Think your landlord covers your stuff? Think again. Joe Kaufman breaks down why a renters policy is a must-have for families across Missouri and Illinois.
11/1/2026 · Joe Kaufman
What is an Umbrella Policy and Who Needs One
Wondering what is an umbrella policy and who needs one? Joe Kaufman explains how a simple policy acts as a personal bodyguard for your assets here in Missouri.
10/31/2026 · Joe Kaufman
Replacement Cost vs Actual Cash Value Home Insurance Explained
Confused by replacement cost vs actual cash value home insurance? Joe Kaufman breaks down how these terms impact your Missouri or Illinois home claim.
10/30/2026 · Joe Kaufman
Can You Get Home Insurance With A Pitbull Or A Rottweiler?
Wondering if your furry friend is a liability? We look at how insurance companies view certain dog breeds and what you need to know as a homeowner in Missouri.
10/29/2026 · Joe Kaufman
Why Sewer Backup Coverage Matters on Your Home Insurance Policy
A basement flood is the last thing any Missouri homeowner wants. Joe Kaufman explains why sewer backup coverage matters on your home insurance and how to stay dry.
10/28/2026 · Joe Kaufman
Does Homeowners Insurance Cover Jewelry? The Real Story
Many Missouri homeowners assume their valuables are fully protected. Joe Kaufman explains why your policy might fall short and how to get proper coverage.
10/28/2026 · Joe Kaufman
What Auto Liability Limits Mean and How Much You Need
Ever wonder if your car insurance really covers you after an accident? Joe Kaufman breaks down what auto liability limits mean and how much you need to protect your savings in Missouri and Illinois.
10/27/2026 · Joe Kaufman
Understanding How Windshield Replacement Works With Auto Insurance
Learn how windshield replacement works with auto insurance glass coverage. Joe Kaufman explains the process for Missouri and Illinois drivers in plain English.
10/26/2026 · Joe Kaufman
Using Sign and Drive Roadside Assistance with Auto Insurance in Missouri
Getting stranded is stressful. Learn how sign and drive roadside assistance with auto insurance in Missouri works to get you back on the road safely without any out of pocket costs at the scene.
10/25/2026 · Joe Kaufman
Is flood insurance included in a standard homeowners policy?
Wondering if your home is protected from rising water? I explain why most homeowners are surprised by the reality of flood coverage here in Missouri and Illinois.
10/25/2026 · Joe Kaufman
What to Have Ready Before You Ask for an Auto Quote
Five minutes of prep is all it takes. Here is the short list that lets me get you a real number instead of a rough guess.
10/23/2026 · Joe Kaufman
How Bundling Auto and Home Actually Saves You Money
Multi-policy discounts are real, but they are not always the cheapest path. Here is how bundling works and what to bring to the conversation.
10/22/2026 · Joe Kaufman
Why Your Roof’s Age Matters for Your Home Insurance
Roof age is one of the first questions we ask on a home quote. Here is how it changes your options in Missouri, and what to check before you call.
10/21/2026 · Joe Kaufman